Most Americans will agree that having health insurance is imperative to cover medical bills in case we get sick or are injured and have to go to the hospital or a doctor’s office. The federal government now monetarily penalizes taxpayers for not having proper coverage, as healthcare has become a requisite purchase in the United […]
As residents of a democratic nation built upon economic models of capitalism and free market systems, personal income is our greatest asset. Without a regular paycheck, we wouldn’t be able to live as we are accustomed; we wouldn’t be able to provide the same food and shelter for our families or education for our children. […]
Over the last few decades, the Surplus Lines specialty market has been successful in developing some of the life and health insurance industry’s most brilliant and forward-thinking products for American businesses. Failure to Survive (FTS) insurance is one such incredible evolution that is recently proving to be an incredible tool for U.S. life agents and […]
Most of you disability insurance purveyors out there are independents or general agents who specialize in individual benefit (IDI) marketing. That’s your comfort zone. That’s what you know best. But to help stir-up sales and enlarge your insurance business footprint, Petersen International poses the following novel approach to conducting your business differently this Disability Insurance […]
Welcome to Disability Insurance Awareness Month. We are one week into the month of May, and already we see signs of why this time of year is so special and important to many in the life and health insurance industry. Roadshows, mini conferences and agent meetings are abound this month, helping to sing the praises […]
The following are questions posed to Thomas Petersen (Vice President of Petersen International Underwriters) by Broker World Magazine in anticipation of Disability Insurance Awareness Month which begins today. Broker World: What special initiatives is your company undertaking to take advantage of Disability Insurance Awareness Month? What do you do to build on your DIAM momentum […]
As important as life insurance is to professional aviators, disability income protection is absolutely imperative. Whether a pilot flies for a commercial outfit, is self-employed as a crop duster or does heavy-lift work in a helicopter, the reality of disablement exists among every class of aviator. Due to accident or illness, there is always an […]
I doubt that many of you reading this got your start in the world of financial services through disability insurance (DI). Income protection, as some of us appreciatively call it, is an often overlooked, undervalued sector of the greater life and health insurance industry. Most agents and advisors have been naturally polarized by our industry, […]
If you are an insurance agent and you have clients who are physicians or surgeons of any kind Petersen International will help you turn your regular individual DI case opportunities into easily-managed, high-limit excess group disability policies. Those dependable doctor clients of yours have partners and associates who make up physician groups and surgery centers […]
Failure to Survive insurance is a unique solution that protects the financial investment of a key person or persons in the event of death. The financial exposure of corporations and investors can be a massive in the event of an unexpected death of a key person. Most firms are familiar with the financial exposure associated […]