September is Life Insurance Awareness Month (LIAM). Hopefully you have all seen and used the great marketing material and informational pieces coming out of Life Happens in coordination with LIAM. This year’s LIAM spokesperson is the world renowned racecar driver Danica Patrick. Her message to the public is that driving a racecar is risky, but […]
Have you ever wondered how close you are to making the exclusive club of America’s top one percent of income earners? Many of America’s elite wealth accumulators have the goal of advancing their careers enough to enter that top 1%. A wonderful interactive webpage developed by CNN Money shows you what percentage your household income […]
For several years now, Petersen International has been singing the praises of Guaranteed Standard Issue (GSI) disability insurance. It is the most efficient and economical method for business owners to sufficiently insure themselves and their employees against disablement and the subsequent eventuality of loss of income. It is also an incredible door-opening sales tool and […]
Do you ever take a step back and contemplate why you sell insurance? What got you started in the business? What keeps you in this line of work? I know I don’t speak for all of you, but like some I got my start in this business as my first job out of college. Several […]
In today’s business world, long gone are the days of regionalism and local sourcing, as companies of any size across many fields conduct business on a global scale. Almost every inch of the map has been filled-in and connected by electronic communication, providing immediate transfer of information, spanning vast distances instantly. Contemporary technologies and conveniences […]
The most beautiful of destinations can also be the most dangerous. A couple of months back, I discussed the ongoing issues plaguing the country of Brazil and its attempt to successfully host the 2016 Olympic Games in Rio de Janeiro. There were numerous reports of political corruption, skyrocketing crime, dangerous pollution levels and Zika virus […]
At first thought, accidental death insurance seems quite simplistic and obvious without the need for much explanation. However, you might be surprised at the number of inquiries we receive asking what exactly constitutes an accidental death. You may also be quite astonished to learn the true broad nature of the coverage and the many attributes […]
From early childhood, I remember relatives and friends of my grandparents complaining about their daily grind and waxing philosophical about the day they would turn 65 years old so they could retire and move out of the chaos of Los Angeles to somewhere like Florida or Palm Springs. In those days, very few Americans worked […]
Supplemental, high-limit disability benefits have been available to higher-income clientele for decades. Excess disability plans are traditionally sold on an individual basis. However, in recent years, excess disability products have become available in the multi-life GSI market, providing the advantageous ability to reduce or even eliminate underwriting altogether while at the same time increasing discounts […]
Next Monday marks the 240th birthday of our nation and the historic signing of the Declaration of Independence. We are a society that has grown from a fledgling colony of farmers and shipbuilders, struggling under the heavy-hand of the British monarchy, into one of the richest and arguably the most powerful sovereign country in the […]