Last year proved to be a dangerous year for those working in the field of journalism around the world and in the U.S. Although members of the international press attempt to present themselves as unbiased, neutral and without political agenda, inevitably they become recognized by terrorists and other makers of malice as enemy informants and […]
Several months ago, Petersen International issued a plea…a serious, urgent call to action for insurance agents and advisors with doctor clients to contact us immediately for assistance in making the most of the incredibly hot multi-life, guaranteed-issue excess disability (GSI) marketplace. The results from that communication have been remarkable. Many of your colleagues have seen […]
As you spend time with friends and family this holiday season, take notice of how content you are. Do you smile often? Do you frequently break out laughing? Is there excitement in the air when you are with loved ones? Is there a sense of comfort abound? If so, you most likely have passion in […]
Business overhead expense (BOE) disability insurance is a cornerstone of a well-managed corporate financial plan. The coverage financially indemnifies the regular monthly overhead of a company in case of the partial or total disablement of the business owner. BOE coverage allows a business to stay afloat while the owner is on the mend with the […]
Regarding the underwriting of disability insurance, certain occupation classes require more finesse than others. One such classification is that of the chiropractic professional; not as risky as an underground coal miner, but definitely of more concern than a certified public accountant. But why? Why are chiropractors such bad DI risks for insurance companies? And why […]
As you are most likely aware, militants affiliated with the Islamic State (ISIS) group terrorized the metropolis of Paris on November 13th with coordinated and sophisticated attacks throughout the city, senselessly murdering over 120 people at various locations. Over the past 24 months, the world has seen an increase in these horrible crimes committed in […]
Later this week, we celebrate Thanksgiving – a time to spend with family to reflect upon our lives and lend appreciation to our nation’s humble beginnings, marveling at how far we have come. Tradition dictates that we admire that first autumnal feast of 1621 and the early Plymouth, Massachusetts settlers whom we now recognize as […]
Like many Americans and I would guess some of you, I have a tendency to eat more than I should, and I definitely don’t exercise enough. By Southern California standards, I’m not the poster boy for health and fitness. But like many of your clients, I work hard and I earn an income that requires […]
We would like to introduce you to the Buy/Sell Plus disability insurance program, an innovation now available in the market only through Petersen International Underwriters. This standalone product marries key person disability benefits with a traditional disability buy/sell policy. You now have a source that can provide your corporate clients with the perfect balance of […]
Those of us in the life/health insurance business should know that disablement is a frightening reality of life. Sudden injury and prolonged sickness can happen to anyone at any stage of their career. Yet most white-collar Americans maintain proper disability insurance on less than half of their monthly income. If you weren’t physically able to […]